St Charles, MO 63301 420 S Main Street

420 S Main Street St Charles, MO - Image 1420 S Main Street St Charles, MO - Image 2420 S Main Street St Charles, MO - Image 3
13 more
420 S Main Street St Charles, MO - Image 4420 S Main Street St Charles, MO - Image 5420 S Main Street St Charles, MO - Image 6420 S Main Street St Charles, MO - Image 7420 S Main Street St Charles, MO - Image 8420 S Main Street St Charles, MO - Image 9420 S Main Street St Charles, MO - Image 10420 S Main Street St Charles, MO - Image 11420 S Main Street St Charles, MO - Image 12420 S Main Street St Charles, MO - Image 13420 S Main Street St Charles, MO - Image 14420 S Main Street St Charles, MO - Image 15420 S Main Street St Charles, MO - Image 16420 S Main Street St Charles, MO - Image 17
Presented By: Coldwell Banker Realty – Gundaker
  • MLS# 25001741
  • 02/02/2025
  • Request Tour
  • Request Info
  • SQFT • 864

Home Details

Rare opportunity to own a piece of Historic Main Street St. Charles at a newly adjusted price! Located in the heart of one of the region’s most vibrant commercial districts—featured on The Today Show and known for year-round tourism, festivals, and unbeatable foot traffic—this charming brick storefront offers the perfect blend of income potential and long-term value. All major systems have been updated, including HVAC, electrical, and plumbing, while the 135-year-old building still radiates character with original detailing and paver block frontage. The main level features a bright, inviting showroom, plus a clean kitchen area (fixtures owned by tenant). Bonus features include a mostly finished attic space with approx. 300 sq ft of storage, a deep mop sink, and an additional 31×15 basement area with private exterior access—ideal for future utility, storage, or expansion. Usable outdoor space and access to large public parking lots directly behind the building add extra functionality. Currently leased to Fig & Lyles Bakery, the tenant pays $1,800/month plus utilities, with a lease in place through 12/31/25. Zoned for retail, office, boutique, or food service. Whether you’re an investor or a business owner, this is your chance to secure one of the best locations on Historic Main Street!
Presented By: Coldwell Banker Realty – Gundaker

Interior Features for 420 S Main Street

Bedrooms

Total Bedrooms

Bathrooms

Half Baths0
Total Baths

Other Interior Features

LivingAreaSourceAssessor
Above Grade Finished Area864
Above Grade Finished Area SourceAssessor
Above Grade Finished Area Unit TypeSquare Feet
Basement (Y/N)No
Fireplace Y/NNo
Total Stories2

General for 420 S Main Street

Building FeaturesBasement, Storage, Wi-Fi
Business NameFig & Lyles
Business TypeBakery, Commercial, Variety
Carport Y/NNo
CitySt Charles
Construction MaterialsOther, Brick
CoolingCentral Air, Electric
CountySt. Charles
Current UseRetail
DirectionsHistoric Main Street St Charles
DisclosuresUnknown, Historic Restriction, See Seller’s Disclosure
ElectricAmeren
Full Baths
Garage Y/NNo
Gross Income22000
HeatingElectric, Forced Air
Lot Size Square Feet1307
Lot Size UnitsAcres
MLS Area403 – St. Charles
ModificationTimestamp2025-06-24T20:12:38.477Z
Net Operating Income18000
New ConstructionNo
Ok to Lease12 Months
Operating Expense4000
Ownership TypePrivate
PossessionClose Of Escrow
Possible UseCommercial, Grocery, Professional/Office, Restaurant, Retail
Property SubtypeRetail
Property TypeCommercial Sale
RoofAsphalt, Shingle
SewerPublic Sewer
Standard StatusActive
StatusActive
Subdivision NameHistoric Main Street St Charles
Tax Annual Amount3736
Tax Year2024
TownshipSt. Charles
UtilitiesElectricity Available, Water Available, Sewer Available
Year Built1890

Exterior for 420 S Main Street

InclusionsBuilding, Land
Lot Dimensions20×70
Lot Size Acres0.03
Lot Size Area0.03
Lot Size SourcePublic Records
Number of Buildings1
Parking FeaturesDriveway, Gravel
Road Frontage TypeAlley, City Street
Road Surface TypePaver Block
Total Parking0
Water SourcePublic
Waterfront Y/NNo

Additional Details

Price History

Craig Ziegel

Realtor
Price $300,000
MLS#25001741
List Date 02/02/2025
Property Type Commercial
Request Tour
Request Info
Visit My Website

Similar Properties to 420 S Main Street