PRICE IMPROVEMENT** Rare opportunity to own stunning 3-acre retreat in a cul-de-sac with full Lake St. Louis amenities and rights. Secluded cul-de-sac location with River access leading to the lake. Beautifully maintained 4 bed, 3.5 bath home backs to a serene river flowing directly into the lake, offering privacy and water access for kayaking and fishing. Towering ceilings create atrium style main floor. Views of woods creating a sanctuary and no neighbors behind you. Kitchen with granite counters, stainless steel appliances, and kitchen island. A spacious primary suite boasts a spa-like bath, separate shower, and walk-in closet. A finished lower level adds versatile space with imagination for a rec room, office, gym, hobby room and extra sleeping area. Lake rights include exclusive access to two private lakes, marinas, pools, tennis, golf, a clubhouse, beaches, and trails. Conveniently located near top-rated schools, shopping, dining, and highways, this home blends nature, privacy, and lake living. Find your own luxury oasis.